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l \pThe Free Software Foundation B=PF0*8X@"1 Helvetica1Courier1Courier New1Courier New1 Helvetica$#,##0_);($#,##0)$#,##0_);[Red]($#,##0)$#,##0.00_);($#,##0.00)$#,##0.00_);[Red]($#,##0.00)**_($* #,##0_);_($* (#,##0);_($* ""_);_(@_)*)'_(* #,##0_);_(* (#,##0);_(* ""_);_(@_)5,2_($* #,##0.00_);_($* (#,##0.00);_($* ""??_);_(@_)2+/_(* #,##0.00_);_(* (#,##0.00);_(* ""??_);_(@_)2$#,##0.00;[Red]$#,##0.003$#,##0.00;[Red]($#,##0.00)4$#,##0;[Red]($#,##00)50.00%;[Red](0.00%)60%;[Red](0%)7#,##0.00;[Red](#,##0.00)8#,##0;[Red](#,##0) + ) , * Ј ~~ ؈ ~~#؈ ~~ ؈ ~~8#܈ ~~9#܈ ~~4#܈ ~~"؈ ~~3#܈ ~~9"܈ ~~7#܈ ~~4"܈ ~~8"܈ ~~83ffff̙̙3f3fff3f3f33333f33!Washington DC 20549&?AMERICAN INTERNATIONAL GROUP IN&QlAmerican International Grou (1)&bAmerican International Grou (2)&American International Grou (3)&American International Grou (4)&/SAmerican International Grou (5)&NAmerican International Grou (6)&ũThe following tables present ou&!The following table presents in&NOTES TO CONDENSED CONSOLIDATED&ANOTES TO CONDENSED CONSOLID (1)&`vNOTES TO CONDENSED CONSOLID (2)&AThe following tables present ch&The following tables presen (1)&NOTES TO CONDENSED CONSOLID (3)&cNet realized and unrealized gai&The following table presents th&Quantitative Information About &1NOTES TO CONDENSED CONSOLID (4)&B'Investments in Certain Entities&j`The following table present (1)&The following table present (2)&The following table presents as&The following table present (3)&&The following table present (4)&<0The following table summarizes &ImThe following table present (5)&The following table present (6)&$The following table present (7)&kThe following table present (8)&The following table present (9)&]&The following table presen (10)>he following table presents a &.jThe following tables present in&oNOTES TO CONDENSED CONSOLID (5)&The following table presents ac&The following table presen (11)&
The following table presen (12)& The following table presen (13)&3The following table present (1)&PThe following table presen (14)&pThe following table presen (15)&ȜThe following table presen (16)%The following table presen (1)&QThe following table presen (17)&The following table presents to&AThe following table presen (18)&vThe following table presen (19)&The following table presen (20)%The following table presen (2)%The following table presen (3)& The following table presen (21)&L The following table presen (22)&[s NOTES TO CONDENSED CONSOLID (6)&K The following table presen (23)&Կ The following table presen (24)&. Condensed Consolidating Balance&j)
Condensed Consolidating Stateme&ef
Condensed Consolidating Sta (1)&
Condensed Consolidating Sta (2)&E
NOTES TO CONDENSED CONSOLID (7)&F
Supplementary Disclosure of Con&American International Grou (7)&3The MD A is organized as follow&\Our Performance Selected Indica *Item 2 EXECUTIVE OVERVIEW%[The following table presen (4)%XThe following table presen (5)$Item 2 EXECUTIVE OVERVIEW (1)&:The following table presents ou%pThe following table presen (6)%
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The following table present (1)&[
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The following table presents Mo&The following table present (1)&7The following table provides a &UThe following tables presen (1)&duThe following table present (2)%ߘThe following table presen (7)&ӶThe following table present (1)&JThe following table presents Re&The following table presents fi%#The following table presen (8)&vAThe following table present (1)&JaItem 2 results of operations CO&The following table present (2)&gThe following table presents an&The following table presents Li&The following table presents un%dThe following table presen (9)&R*The following table presents Pe&TThe following table present (1)&tThe following table present (2)&The following tables presen (2)ٻCatastrophes a (2)?Severe Lossesb&The following table presents AI&#The following tables summarize &9TThe following table presen (25)&!sThe following table presen (26)&The following table presen (27)&The following table presen (28)&The following table presen (29)&6$The following table presen (30)&EThe following table presen (31)&vuThe following table presen (32)]Item 2 INVESTMENTS&The following table presen (33)&The following table present (1)&The following table present (1)&WThe following table present (2)&yThe following table presen (34)&The following table present (3)Item 2 INVESTMENTS (1)&The following table present (4)&_The following table present (5)&/'The following table present (6)&IThe following table presen (35)&@xThe following table presen (36)&The following table presents im&5Otherthantemporary impairment c&xOtherthantemporary impairme (1)&Otherthantemporary impairme (2)&DThe following table shows the a&The following table presen (37)&}The following table presen (38)&The following table presen (39)&rThe following table classifies &U
The following table presen (40)&0The following table presen (41)&UThe following table presen (42)%w{The following table summar (2)%˷The following table summar (3)%The following table summar (4)%The following table provid (1)&1The following table presen (43)%RThe following table summar (5)%uThe following table prese (10)&Item 2 INSURANCE RESERVES LIFE &]Life Insurance Companies insura&The following table presents se%The following table prese (11)&>The following table present (2)%k]The following table summar (6)%The following table summar (7)&ɸItem 2 LIQUIDITY AND CAPITAL RE&qThe following table provides th%<The following table summar (8)&h/The following table presents mabCredit Ratings&The following table provides esItem 2 ACRONYMS&1The following table provide (1)
SIGNATURESb
EXHIBIT INDEX KNO TITLEijNO TITLE (1)&Computation of Ratios of EarninKCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATION
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATIONU }0}
( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016Washington, D.C. 20549Delaware
132592361' (State or other jurisdiction of (I.R.S. Employer&
incorporation or organization)
Identification No.),$175 Water Street, New York, New York~
ڜ0
((Address of principal executive offices)
(Zip Code)$____________________________1)Created by Morningstar Document Research.0(http://documentresearch.morningstar.com/*#hth\2L=PF0*8X>
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATIONU }}}2}
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( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016kcAMERICAN INTERNATIONAL GROUP, INC. QUARTERLY REPORT ON FORM 10Q FOR THE QUARTERLY PERIOD ENDED Mar FORM 10Q Item Number Description Page&
PART I  FINANCIAL INFORMATION
Item 13+Condensed Consolidated Financial Statements~
Note 1.Basis of Presentation~
Note 2.2
*Summary of Significant Accounting Policies~
"Note 3.Segment Information~
.Note 4.Fair Value Measurements~
6Note 5.Investments~
vNote 6.Lending Activities~
Note 7."Variable Interest Entities~
Note 8.( Derivatives and Hedge Accounting~
Note 9.1)Contingencies, Commitments and Guarantees~
Note 10.Equity~
Note 11.Earnings Per Share~
Note 12.Employee Benefits~
Note 13.Income Taxes~
Note 14./'Information Provided in Connection with~
Outstanding Debt Note 15 .Subsequent Events~
Item 2,$Management?s Discussion and Analysis%of Financial Condition and Results of
Operations~
D$
l3'z#r&G9b; !"#$%&'()*+,./0123456789:;<= 8 0? Cautionary Statement Regarding ForwardLooking~
!!Information"""? Use of NonGAAP Measures~
"##? Executive Overview~
#"$$? Results of Operations~
$Z%%
? Investments~
%&&? Insurance Reserves~
&')'!? Liquidity and Capital Resources~
'F($(? Enterprise Risk Management~
(~)')? Critical Accounting Estimates~
)* *? Regulatory Environment~
*++
? Glossary~
+,,
? Acronyms~
,.Item 30.(Quantitative and Qualitative Disclosures~
.//About Market Risk0Item 40Controls and Procedures~
0#1PART II  OTHER INFORMATION12Item 12Legal Proceedings~
23Item 1A3Risk Factors~
34Item 2/4'Unregistered Sales of Equity Securities~
455and Use of Proceeds6Item 46Mine Safety Disclosures~
67Item 67Exhibits~
78
SIGNATURES~
89:$;____________________________1<)Created by Morningstar Document Research.0=(http://documentresearch.morningstar.com/@DG
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
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( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016\TAmerican International Group, Inc. CONDENSED Consolidated Balance Sheets (unaudited) March 31,December 31,, $(in millions, except for share data) ~
~
~
Assets:
Investments:"Fixed maturity securities:/
'Bonds available for sale, at fair value~
f}~
&.&(amortized cost: 2016  $241,730; 2015 $240,968)1)Other bond securities, at fair value (See~
~
:Note 5)Equity Securities:0(Common and preferred stock available for~
J+~
1)sale, at fair value (cost: 2016  $1,329;2015  $1,379)1)Other common and preferred stock, at fair~
~
fvalue (See Note 5)0(Mortgage and other loans receivable, net~
R~
.&of allowance (portion measured at fair&value: 2016  $11; 2015  $11)/'Other invested assets (portion measured~
~
4,at fair value: 2016  $7,996; 2015  $8,912)0(Shortterm investments (portion measured~
~
R4,at fair value: 2016  $2,468; 2015  $2,591)Total investments~
~
ʦD lB6*>Q>f<5 !"#$%&'()*+,./0123456789:;<=>? !Cash!~
!n!~
!v!"Accrued investment income"~
")"~
"(.#&Premiums and other receivables, net of#~
##~
#$ allowance,%$Reinsurance assets, net of allowance%~
%RM%~
%>&Deferred income taxes&~
&R:&~
&>)'!Deferred policy acquisition costs'~
'¨'~
'/('Other assets, including restricted cash(~
((~
(f() of $181 in 2016 and $170 in 2015.*&Separate account assets, at fair value*~
**~
*Z+Total assets~
+~
+*S,Liabilities:,,,,7/Liability for unpaid losses and loss adjustment~
j~
.expenses/Unearned premiums/~
/X/~
/M40,Future policy benefits for life and accident0~
0v0~
0&1and health insurance contracts/2'Policyholder contract deposits (portion2~
2^2~
233+measured at fair value: 2016  $3,290; 20154  $2,325)25*Other policyholder funds (portion measured5~
5A5~
5A,6$at fair value: 2016  $6; 2015  $6).7&Other liabilities (portion measured at7~
7~7~
7Ҙ,8$fair value: 2016  $175; 2015  $62)09(Longterm debt (portion measured at fair9~
9B9~
9,:$value: 2016  $3,902; 2015  $3,670)$;Separate account liabilities;~
;;~
;Z<Total liabilities<~
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<1=)Contingencies, commitments and guarantees====>(see Note 9)?????Dl'H+ead~P>@ABCDEFGHIJKLMNOPQRSTUV!@AIG shareholders? equity:@@@@4A,Common stock, $2.50 par value; 5,000,000,000AAAA.B&shares authorized; shares issued: 2016C 1,906,671,492 andD2015  1,906,671,492D~
DzJD~
DzJ3E+Treasury stock, at cost; 2016  775,933,133E~
EBE~
E)3F+shares; 2015  712,754,875 shares of common
Gstock"HAdditional paidin capitalH~
HH~
HIRetained earningsI~
II~
I~.J&Accumulated other comprehensive incomeJ~
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J'&KTotal AIG shareholders? equityK~
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LMTotal equityM~
MoM~
M$NTotal liabilities and equity~
N~
N*SOOOOO8P0See accompanying Notes to Condensed ConsolidatedQFinancial Statements.RS$T____________________________1U)Created by Morningstar Document Research.0V(http://documentresearch.morningstar.com/2C3@I
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
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3j=3~
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6%7Net change in restricted cash7~
77~
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Other, net9~
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
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( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016f^American International Group, Inc. CONDENSED Consolidated Statements of Cash Flows (unaudited)%Supplementary Disclosure of Condensed* "Consolidated Cash Flow Information(
Cash paid during the period for:
Interest~
~
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2*Interest credited to policyholder contract~
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
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( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016JBThe following tables present our operations by reportable segment:$Three Months Ended March 31,~
~
~ PreTax PreTax
Total
Operating
Total
Operating
(in millions)Revenues
Income (Loss)Revenues
Income (Loss)Commercial Insurance
Property Casualty~
zR~
B~
]~
J Mortgage Guaranty~
~
~
"~
F# Institutional Markets~
~
~
~
N*" Total Commercial Insurance~
:`~
~
j~
Consumer Insurance Retirement~
!~
6~
R%~
Life~
~
~
6~
Personal Insurance~
,~
z~
,~
( Total Consumer Insurance~
f~
R~
>k~
Corporate and Other *~
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~
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~
Z3+Total AIG Consolidated revenues and pretax~
~
~
~
~'operating income0(Reconciling Items from pretax operating)!income to pretax income (loss) :6. Changes in fair value of securities usedto hedge guaranteed living benefits~
~
~
~
7/ Changes in benefit reserves and DAC, VOBADlTH<0rGlR>>u ! " # $ % & ' ( ) * + ,  . / 0 1 2 and SIA related to+!# net realized capital gains!~
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#&$ Net realized capital gains$~
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;./$0____________________________11)Created by Morningstar Document Research.02(http://documentresearch.morningstar.com/*hKU>gwO=PF0*8X>
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATIONU }0}$ }I }$ }I }$ }I }$ }} $ }
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( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016kcThe following table presents information about assets and liabilities measured at fair value on a rMarch 31, 2016Counterparty Cash
(in millions) Level 1 Level 2 Level 3 Netting (b)
Collateral
Total
Assets:
!Bonds available for sale:
0(U.S. government and government sponsored~
~
$
$
$~
entities%Obligations of states, municipalities~
~
j~
R"~
~
~
"and political subdivisionsNonU.S. governments~
~
V~
z~
~
~
"Corporate debt~
~
k~
~
~
~
{RMBS~
~
r9~
~
~
~
5CMBS~
~
~
%~
~
~
CDO/ABS~
~
R~
g~
~
~
R&Total bonds available for sale~
.~
~
R~
~
~
f}Other bond securities:
0(U.S. government and government sponsored~
z~
4~
~
~
~
.5entities%Obligations of states, municipalities~
~
~
~
~
~
"and political subdivisionsNonU.S. governments~
~
~
~
~
~
Corporate debt~
~
~
J~
~
~
^RMBS~
~
~
~
~
~
CMBS~
~
~
~
~
~
CDO/ABS~
~
f~
f~
~
~
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'
(
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*
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.
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1
2
3
4
5
6
7
8
9
:
# Total other bond securities ~
z ~
m ~
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~
~
!%Equity securities available for sale:!!!!!!!!! !
!!"Common stock"~
"#"~
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#
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#^$Mutual funds$~
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+D",Foreign exchange contracts,~
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,~
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,~
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~
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11~
11~
11~
1f1 ~
1
21~
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2
22~
2N3Shortterm investments3~
3^3~
363~
33~
33 ~
3
3~
3&4Separate account assets4~
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44~
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4
4~
4
5Total~
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATIONU }0}$ }}$ }}$ }}$ }
} $ }
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( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016H@NOTES TO CONDENSED CONSOLIDATED FINANCIAL STATEMENTS (unaudited)Liabilities:
& Policyholder contract deposits
$~
~
2
$
$~
j3
Other policyholder funds
~
~
~
~
~
~
Derivative liabilities:
Interest rate contracts~
~
/~
~
~
~
0"
Foreign exchange contracts
~
~
n
~
&
~
~
~
Equity contracts~
~
z~
~
~
~
zCommodity contracts~
~
~
~
~
~
Credit contracts~
~
~
~
~
~
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~
~
:~
~
~
:0(Counterparty netting and cash collateral~
~
~
~
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$Total derivative liabilities~
~
E~
~
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~
!Longterm debt~
~
:~
~
~
~
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~
~
~
~
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
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/
( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016H@NOTES TO CONDENSED CONSOLIDATED FINANCIAL STATEMENTS (unaudited)December 31, 2015Counterparty Cash
(in millions) Level 1 Level 2 Level 3 Netting (b)
Collateral
Total
Assets:
!Bonds available for sale:
0(U.S. government and government sponsored
$~
$
$
$~
entities%Obligations of states, municipalities~
~
~
2!~
~
~
"and political subdivisionsNonU.S. governments~
~
"~
~
~
~
NCorporate debt~
~
j7~
j~
~
~
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~
3~
f~
~
~
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~
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CDO/ABS~
~
~
f`~
~
~
&Total bonds available for sale~
~
Y
~
F~
~
~
&Other bond securities:
0(U.S. government and government sponsored~
~
4~
~
~
~
4entities%Obligations of states, municipalities~
~
.~
~
~
~
."and political subdivisionsNonU.S. governments~
~
~
~
~
~
Corporate debt~
~
~
F~
~
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:!%Equity securities available for sale:!!!!!!!!! !
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATIONU }0}$ }}$ }
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( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016H@NOTES TO CONDENSED CONSOLIDATED FINANCIAL STATEMENTS (unaudited)Derivative assets:
Interest rate contracts ~
~
:1 ~
2 ~
~
~
j1"
Foreign exchange contracts
~
~
~
~
~
~
Equity contracts~
n~
~
~
~
~
Commodity contracts~
~
~
~
~
~
Credit contracts
~
~
~
~
~
~
Other contracts~
~
~
V~
~
~
^0(Counterparty netting and cash collateral~
~
~
~
2 ~
~
Total derivative assets~
n~
=~
j~
2 ~
~
vShortterm investments~
"~
^~
~
~
~
~(Separate account assets~
~
[~
~
~
~
Z
Total~
~~
ҁ~
zS~
2~
~
Liabilities:
&Policyholder contract deposits
$~
~
#
$
$~
V$ Other policyholder funds~
~
~
~
~
~
Derivative liabilities:
Interest rate contracts~
~
f!~
~
~
~
^""Foreign exchange contracts~
~
~
~
~
~
Equity contracts~
~
~
~
~
~
Commodity contracts~
~
~
~
~
~
Credit contracts~
~
~
~
~
~
Other contracts~
~
~
~
~
~
0(Counterparty netting and cash collateral~
~
~
~
2 ~
"~
R$Total derivative liabilities~
~
*5~
~
2 ~
"~
D`lVJ>2K!QX#k
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#
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&
'
Longterm debt ~
~
~6 ~
~
~
~
Z9!Other liabilities!~
!!~
!!~
!!~
!! ~
!
!~
!
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATIONU }6}$ }}$ }}$ }m}$ }} $ }
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,
( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016kcThe following tables present changes during the threemonth periods ended March 31, 2016 and 2015 iNet
Changes in Realized and
Unrealized Gains
Unrealized
Purchases,
(Losses) Included
Fair ValueGains (Losses)
OtherSales,
Gross
Gross
Fair Valuein Income on BeginningIncluded
Comprehensive
Issues and
Transfers Transfers
EndInstruments Held
(in millions)
of Period
in Income
Income (Loss)
Settlements, Net
in
out
of Period
at End of Period)!Three Months Ended March 31, 2016
Assets:
$ Bonds available for sale:
5 Obligations of states, municipalities
% and political subdivisions~
2!
$~
~
:
$
$~
R"
$$ NonU.S. governments~
~
~
~
~
~
~
z~
Corporate debt~
j~
~
~
v ~
~
~
~
RMBS~
f~
~
r~
^ ~
~
~
~
CMBS~
f(~
~
~
~
~
~
%~
CDO/ABS~
f`~
2~
:~
~
^~
~
g~
&Total bonds available for sale~
F~
~
~
~
~
6
~
R~
! Other bond securities:
Corporate debt~
F~
~
~
~
~
~
J~
RMBS~
~
n~
~
~
~
~
~
N CMBS~
~
~
~
~
~
~
~
CDO/ABS~
>n~
~
~
~
~
~
f~
:#Total other bond securities~
:~
V~
~
~
~
~
V~
2* Equity securities available for sale:
Dl3'6N]N5"Ogn(.IWo !"#$%&'()*+ Common stock ~
~
~
~
~
~
~
~
!%Total equity securities available for!~
!!~
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!! ~
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!~
!!
~
!!~
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#:#~
##~
##~
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~
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$.$~
$$~
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~
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%%~
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATIONU }}$ }}$ }}$ }m}$ }} $ }
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$ }}$ }0
( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016kcThe following tables present changes during the threemonth periods ended March 31, 2016 and 2015 iNet
Changes in Realized and
Unrealized Gains
Unrealized
Purchases,
(Losses) Included
Fair Value(Gains) Losses
OtherSales,
Gross
Gross
Fair Valuein Income on BeginningIncluded
Comprehensive
Issues and
Transfers Transfers
EndInstruments Held
(in millions)
of Period
in Income
Income (Loss)
Settlements, Net
in
out
of Period
at End of Period)!Three Months Ended March 31, 2016
Liabilities:
+# Policyholder contract deposits~
#~
6
$~
$
$~
2~
Z)! Derivative liabilities, net:
' Interest rate contracts~
~
~
~
~
~
~
~
*" Foreign exchange contracts~
~
~
~
~
~
~
&~
Equity contracts~
*~
~
~
~
~
~
6~
# Commodity contracts~
~
~
~
~
~
~
~
Credit contracts~
~
~
~
~
~
~
~
: Other contracts~
~
~
~
N ~
~
~
~
*%Total derivative liabilities, net (a)~
~
~
~
~
~
~
~
> Longterm debt (b)~
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
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( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016H@NOTES TO CONDENSED CONSOLIDATED FINANCIAL STATEMENTS (unaudited)Net
Changes in Realized and
Unrealized Gains
Unrealized
Purchases,
(Losses) Included
Fair ValueGains (Losses)
OtherSales,
Gross
Gross
Fair Valuein Income on BeginningIncluded
Comprehensive
Issues and
Transfers Transfers
EndInstruments Held
(in millions)
of Period
in Income
Income (Loss)
Settlements, Net
in
out
of Period
at End of Period)!Three Months Ended March 31, 2015
Assets:
$ Bonds available for sale:
5 Obligations of states, municipalities
% and political subdivisions~
!~
~
~
$~
~
B#
$$ NonU.S. governments~
z~
~
~
~
~
~
~
Corporate debt~
n~
~
F~
~
~
"
~
~
RMBS~
~
~
~
~
~
~
~
CMBS~
"*~
b~
*~
z ~
~
~
*~
CDO/ABS~
z_~
~
v~
J ~
~
~
d~
&Total bonds available for sale~
~
~
v~
j ~
~
~
F~
! Other bond securities:
Corporate debt~
~
~
~
~
B~
~
B~
RMBS~
F~
~
~
2 ~
v~
~
"~
CMBS~
~
~
~
r ~
~
~
6~
CDO/ABS~
ft~
~
~
J ~
~
~
z~
b#Total other bond securities~
n~
~
~
~
~
^
~
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2* Equity securities available for sale:
DlVJ>2YqqX2]6Nci !"#$%&'()*+,./0123456789:;<=>? Common stock ~
~
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!%Total equity securities available for!~
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Purchases,* *
***
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+
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+Gross+
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Fair Value++in Income on,,, Beginning,,Included,,
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Issues and, ,
Transfers,, Transfers,
,End,,Instruments Held
(in millions) of Period in Income
Income (Loss)Settlements, Net

inout
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...
.../Liabilities:///////// /
///
///+0# Policyholder contract deposits~
0~
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0$~
0
~
0:)1! Derivative liabilities, net:111111111 1
111
111'2 Interest rate contracts2~
2*2~
22~
22~
22 ~
2
2~
22
~
22~
2*3" Foreign exchange contracts3~
3"3~
33~
33~
33 ~
3
3~
33
~
3"3~
3 4 Equity contracts4~
4F4~
44~
44~
44 ~
4
4~
44
~
44~
4#5 Commodity contracts5~
55~
55~
55~
55 ~
5
5~
55
~
55~
5 6 Credit contracts6~
6J6~
66~
66~
6b6 ~
6
6~
66
~
6^6~
6r7 Other contracts7~
77~
77~
77~
7B7 ~
7
7~
77
~
77~
7:8%Total derivative liabilities, net (a)8~
88~
8j8~
88~
8V8 ~
8
8~
88
~
8v
8~
89 Longterm debt (b)9~
9V9~
99~
99~
99 ~
9
9~
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~
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
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( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016kcNet realized and unrealized gains and losses included in income related to Level 3 assets and liabiNetNet Realized
Investment Capital
Other
(in millions)
Income
Gains (Losses)
Income
Total)!Three Months Ended March 31, 2016# Bonds available for sale~
~
~
~
Other bond securities
~
z
~
~
~
V" Other equity securities~
~
~
~
Other invested assets~
~
~
j~
.)!Three Months Ended March 31, 2015# Bonds available for sale~
~
~
:~
Other bond securities~
J~
~
f~
Other invested assets~
~
~
~
jNetNet Realized
InvestmentCapital
Other
(in millions)Income(Gains) LossesIncome
Total)!Three Months Ended March 31, 2016)! Policyholder contract deposits~
~
6
~
~
6
& Derivative liabilities, net~
~
~
~
Longterm debt~
~
~
~
)!Three Months Ended March 31, 2015)! Policyholder contract deposits~
~
N~
~
N& Derivative liabilities, net~
~
~
~
j Longterm debt~
~
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
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( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016kcThe following table presents the gross components of purchases, sales, issues and settlements, net,
Purchases, Sales, Issues and
(in millions)
Purchases
Sales
Settlements
Settlements, Net (a))!Three Months Ended March 31, 2016Assets:$
Bonds available for sale:
5 Obligations of states, municipalities~
v
$~
~
:"and political subdivisions$ NonU.S. governments~
~
~
~
Corporate debt~
v~
~
~
v RMBS~
~
~
j~
^ CMBS~
~
~
~
CDO/ABS~
n~
~
n~
&Total bonds available for sale~
~
~
6~
! Other bond securities: RMBS~
~
~
:~
CMBS~
~
~
~
CDO/ABS~
"~
~
~
#Total other bond securities~
~
:~
~
1) Equity securities available for sale~
~
~
~
& Equity securities trading~
:~
~
~
Other invested assets~
&~
~
~
Total assets~
~
~
j~
VLiabilities:Drl3'vv}W==(# b ! " # $ % & ' ( ) * + ,  . / 0 1 2 3 4 5 6 7 8 9 : ; < = > ? + # Policyholder contract deposits
$~
~
~
(! Derivative liabilities, net!~
!!~
!!~
!!~
!" Longterm debt (b)"~
""~
""~
""~
"#Total liabilities~
#~
#
~
#~
#)$!Three Months Ended March 31, 2015$$$$$$$$%Assets:%%%%%%%%$& Bonds available for sale:&&&&&&&&5' Obligations of states, municipalities~
'~
'~
'~
'"(and political subdivisions$) NonU.S. governments)~
))~
))~
))~
)* Corporate debt*~
**~
*:*~
**~
*+ RMBS+~
++~
++~
++~
+, CMBS,~
,",~
,,~
,,~
,z CDO/ABS~
 ~
~
~
J&.Total bonds available for sale.~
..~
..~
..~
.j!/ Other bond securities:////////0 RMBS0~
00~
00~
0v0~
021 CMBS1~
11~
1r1~
11~
1r2 CDO/ABS2~
2Z2~
2b2~
22~
2J#3Total other bond securities3~
3.3~
33~
33~
314) Equity securities available for sale4~
44~
44~
44~
4 5 Other invested assets5~
55~
55~
55~
56Total assets~
6N#~
6V~
6J~
67Liabilities:77777777+8# Policyholder contract deposits
8$~
8&~
8~
8(9 Derivative liabilities, net9~
99~
99~
99~
9V: Longterm debt (b):~
::~
::~
::~
:;Total liabilities~
;~
;&~
;
~
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATIONU }$}$ }U}}m)}
5
( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016F>Quantitative Information About Level 3 Fair Value Measurements
Fair Value at March 31, Valuation
Range
(in millions)~
Technique
Unobservable Input (b)
(Weighted Average)Assets:
Obligations of states,
municipalities andpolitical subdivisions~
Discounted cash flow
Yield3.87%  4.74% (4.31%)Corporate debt~
Discounted cash flow
Yield3.50%  9.37% (6.43%)RMBS (a)~
Discounted cash flow Constant prepayment rate1.29%  8.81% (5.05%)
Loss severity 51.03%  79.95% (65.49%)Constant default rate3.91%  8.89% (6.40%)
Yield3.45%  6.09% (4.77%)CDO/ABS (a)~
jDiscounted cash flow
Yield4.05%  6.81% (5.43%)CMBS~
."Discounted cash flow
Yield1.08%  13.15% (7.12%)Liabilities:Embedded derivativesD7lXL@4'K}5Z{NA !"#$%&'()*+,./01234 within Policyholder !contract deposits:!!!!!""""""#
GMWB and GMAB#~
# #Discounted cash flow#Equity volatility#15.00%  50.00%$$$$$Base lapse rate$1.00%  17.00%%%%%%Dynamic lapse rate%0.20%  25.50%&&&& &Mortality multiplier (c)&80.00%  104.27%'''''Utilization rate'0.00%  70.00%((((*("Equity / interestrate correlation(20.00%  40.00%))))))*Index Annuities*~
**Discounted cash flow*
Lapse rate*0.75%  66.00%++++ +Mortality multiplier (c)+50.00%  75.00%,,,,,,Indexed Life~
ZDiscounted cash flowEquity volatility13.25% to 22.00%.....Base lapse rate.2.00% to 19.00%/////Mortality rate/0.00% to 40.00%01$2____________________________13)Created by Morningstar Document Research.04(http://documentresearch.morningstar.com/.Kx;\ MvjB=PF0*8X>
@:443322
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATIONU }$}$ }m}}m)}
6
( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016H@NOTES TO CONDENSED CONSOLIDATED FINANCIAL STATEMENTS (unaudited)
Fair Value at
December 31,
Valuation
Range
(in millions)~
~ TechniqueUnobservable Input (b)(Weighted Average )Assets:
Obligations of states,municipalities andpolitical subdivisions~
Discounted cash flow
Yield4.32%  5.10% (4.71%)Corporate debt~
Discounted cash flow
Yield5.63%  12.45% (9.04%)RMBS (a)~
Discounted cash flow Constant prepayment rate0.99%  8.95% (4.97%)
Loss severity 47.21%  79.50% (63.35%)Constant default rate3.49%  9.04% (6.26%)
Yield3.13%  6.14% (4.63%)CDO/ABS (a)~
*4Discounted cash flow
Yield3.41%  4.98% (4.19%)CMBS~
R%Discounted cash flow
Yield0.00%  17.65% (6.62%)Liabilities:DNlVJ>23[[
zz^ !"#$%&'()*+,./012345 Embedded derivatives !within Policyholder!!!!!"contract deposits:"""""######$
GMWB and GMAB$~
$J$Discounted cash flow$Equity volatility$15.00%  50.00%%%%%%Base lapse rate%1.00%  17.00%&&&&&Dynamic lapse rate&0.20%  25.50%'''' 'Mortality multiplier (c)'80.00%  104.27%(((((Utilization rate(0.00%  70.00%))))*)"Equity / interestrate correlation)20.00%  40.00%******+Index Annuities+~
+.+Discounted cash flow+
Lapse rate+0.75%  66.00%,,,, ,Mortality multiplier (c),50.00%  75.00%.Indexed Life.~
.2.Discounted cash flow.Equity volatility.13.25% to 22.00%/////Base lapse rate/2.00% to 19.00%00000Mortality rate00.00% to 40.00%12$3____________________________14)Created by Morningstar Document Research.05(http://documentresearch.morningstar.com/0; IOy3&=PF0*8X>
@"554433
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
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( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016]UInvestments in Certain Entities Carried at Fair Value Using Net Asset Value Per ShareMarch 31, 2016December 31, 2015
Fair Value
Fair Value
Using NAV
Using NAV
Per Share (orUnfunded
Per Share (or
Unfunded
(in millions)$Investment Category Includesits equivalent)Commitmentsits equivalent)
Commitments
Investment Category
Private equity funds:
Leveraged buyout.&Debt and/or equity investments made as~
N~
~
~
0(part of a transaction in which assets of.&mature companies are acquired from the,$current shareholders, typically with%the use of financial leverage
Real Estate /%Investments in real estate properties~
B~
f~
~
VInfrastructure/'and infrastructure positions, including0(power plants and other energy generating
facilities
Venture capital+#Earlystage, highpotential, growth~
~
~
~
/'companies expected to generate a return.&through an eventual realization event,2*such as an initial public offering or saleof the company
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: ~
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#Other.#&Includes multistrategy, mezzanine and#~
#V#~
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+
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f,,%undervalued, with corresponding short&positions to hedge market risk.......... .
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conditions3333333333 3
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444~
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4 ~
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"5/5'under bankruptcy protection or troubled6666666666 6
7Emerging markets/7'Investments in the financial markets of7~
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88developing countries9999999999 9
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATIONU }2}$ } }$ }
( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016kcThe following table presents the gains or losses recorded related to the eligible instruments for w$Three Months Ended March 31,Gain (Loss)
(in millions) ~
~
~
Assets:
% Bond and equity securities~
~
6& Alternative investments (a)~
&~
F2
* Other, including Shortterm investments
~
~
Liabilities: Longterm debt (b)~
B~
Other liabilities~
~
Total gain (loss)~
.~
F$____________________________1)Created by Morningstar Document Research.0(http://documentresearch.morningstar.com/2\3'S%Cj
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
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( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016kcThe following table presents the difference between fair values and the aggregate contractual princMarch 31, 2016December 31, 2015 Outstanding
Outstanding
(in millions)
Fair Value
Principal Amount
Difference
Fair Value
Principal Amount
DifferenceAssets:
.& Mortgage and other loans receivable~
.~
"~
~
.~
&~
Liabilities:
Longterm debt *~
<~
+~
:~
Z9~
)~
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
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( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016jbThe following table presents assets measured at fair value on a nonrecurring basis at the time ofAssets at Fair ValueImpairment Charges NonRecurring Basis $ Three Months Ended March 31,
(in millions)
Level 1
Level 2
Level 3
Total
~
~
~March 31, 2016
Other investments
$
$~
~
~
~
f,
$ Investments in life settlements
~
~
~
V
~
V
~
v
~
Other assets~
~
~
& ~
&~
~
Total
$
$~
F~
F~
~~
December 31, 2015
Other investments
$
$~
v~
v
,$ Investments in life settlements~
~
~
~
Other assets~
~
~
~
Total
$
$~
j ~
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATIONU }1}$ }I }$ }I }$ }I }$ }
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( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016kcThe following table presents the carrying value and estimated fair value of our financial instrumenEstimated Fair Value
Carrying
(in millions) Level 1 Level 2 Level 3
Total
Value
March 31, 2016
Assets:
+#Mortgage and other loans receivable
$~
~
z~
~
&
Other invested assets
~
~
2
~
,
~
4
~
?Shortterm investments~
~
~
~
~
Cash~
n~
~
~
n ~
nLiabilities:
1)Policyholder contract deposits associated
&with investmenttype contracts~
~
N~
^~
Jd ~
¹Other liabilities~
~
n4~
~
n4 ~
n4Longterm debt~
~
vq~
G~
: ~
JDecember 31, 2015
Assets:
+#Mortgage and other loans receivable
$~
~
~
&~
Other invested assets~
~
~
~
5 ~
&AShortterm investments~
~
u~
~
u ~
uCash~
v~
~
~
v ~
vLiabilities:
1)Policyholder contract deposits associated
&with investmenttype contracts~
~
~
,~
Z1 ~
ңOther liabilities~
~
,~
~
, ~
,Longterm debt~
~
R~
F~
~
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
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( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016kcThe following table presents the amortized cost or cost and fair value of our available for sale se
OtherThan Amortized
Gross
Gross
Temporary
Cost or
Unrealized
Unrealized
Fair
Impairments
(in millions)Cost
GainsLosses
Value
in AOCI (a)March 31, 2016
!
Bonds available for sale:
0(U.S. government and government sponsored~
~
>~
~
$entities%Obligations of states, municipalities~
z~
~
*~
~
"and political subdivisionsNonU.S. governments~
2~
~~
2~
" ~
Corporate debt~
~
.~
^~
{ ~
b91Mortgagebacked, assetbacked and collateralized:
RMBS~
"~
)~
~
5 ~
CMBS~
~
J~
z~
~
vCDO/ABS~
:~
b~
~
R ~
~+#Total mortgagebacked, assetbacked~
.~
j:~
J~
~
and collateralized*"Total bonds available for sale (b)~
~
f~
~
f} ~
B%Equity securities available for sale:
Common stock~
~
~
~
# ~
Preferred stock~
N~
~
~
^ ~
Mutual funds~
~
~
~
f ~
%Total equity securities available for~
~
~
~
J+ ~
Dl3'2SJg@q~ !"#$%&'()*+,./0123456789:;< sale
!Total~
!~
!&~
!~
!~
! B"December 31, 2015""""""""" "
!#Bonds available for sale:######### #
0$(U.S. government and government sponsored~
$~
$n~
$~
$
$ $%entities&%Obligations of states, municipalities&~
&N&~
&B&~
&b&~
&& ~
&
N"'and political subdivisions(NonU.S. governments(~
(b(~
((~
(Z(~
(N( ~
(
)Corporate debt)~
)&&)~
)d)~
))~
)L) ~
)
9*1Mortgagebacked, assetbacked and collateralized:********* *
+RMBS+~
+Z+~
+"++~
++~
+6+ ~
+
,CMBS,~
,N,~
,,~
,,~
,, ~
,
CDO/ABS~
&~
~
"~
 ~

+.#Total mortgagebacked, assetbacked.~
..~
.9.~
..~
.. ~
.
:/and collateralized*0"Total bonds available for sale (b)0~
0"0~
00~
00~
0&0 ~
0
*1%Equity securities available for sale:111111111 1
2Common stock2~
2F2~
22~
22~
2%2 ~
2
3Preferred stock3~
3N3~
33~
33~
3Z3 ~
3
4Mutual funds4~
44~
44~
44~
44 ~
4
5%Total equity securities available for5~
55~
5b5~
55~
55 ~
5
6sale
7Total~
7~
7~
7~
7bT~
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
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( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016kcThe following table summarizes the fair value and gross unrealized losses on our available for saleLess than 12 Months12 Months or More
Total
Gross
Gross
Gross
Fair
Unrealized
Fair
Unrealized
Fair
Unrealized
(in millions)
ValueLosses
Value Losses
Value
LossesMarch 31, 2016
!
Bonds available for sale:
0(U.S. government and government sponsored~
$~
.~
~
6~
entities%Obligations of states, municipalities
and politicalsubdivisions~
~
f~
~
v
~
~
NonU.S. governments~
~
~
~
~
(
~
Corporate debt~
F~
v~
F~
2
~
~
$RMBS~
~O~
^~
rK~
~
~
CMBS~
~
~
~
~
~
n"
~
CDO/ABS~
B~
~
"~
B
~
~
J&Total bonds available for sale~
r~
~
(~
F
~
C
~
8%Equity securities available for sale:
Common stock~
~
6~
~
~
~
6Mutual funds~
v~
~
~
~
v
~
%Total equity securities available for~
~
>~
~
~
~
>sale
Total~
~
~
(~
F
~
~F~
F8December 31, 2015
Dl3'YFx)Kr !"#$%&'()*+,./0123456! Bonds available for sale:
0!(U.S. government and government sponsored~
!~
!&!~
!
!$!
~
!~
!
&"entities#%Obligations of states, municipalities######### #
###
#$
and political%subdivisions%~
%:%%~
%^%%~
%2%~
% F%
%~
%j)%
~
%&NonU.S. governments&~
&C&~
&.&&~
&
&~
& ~&
&~
&P&
~
&'Corporate debt'~
''~
'J'''~
'T'~
' '
'~
'f'
~
'N>(RMBS(~
(p(~
(((~
(zC(~
( Z(
(~
(6(
~
(n)CMBS)~
)@)~
)))~
))~
) V)
)~
)I)
~
)*CDO/ABS*~
*bn*~
***~
*!*~
* B*
*~
*^*
~
*&+Total bonds available for sale+~
++~
+Z1++~
+n+~
+ +
+~
+&+
~
+
R,%Equity securities available for sale:,,,,,,,,, ,
,,,
,Common stock~
n~
B~
~
 
~
n
~
B.Mutual funds.~
.".~
."..~
..~
. .
.~
.".
~
."/%Total equity securities available for/~
//~
/b//~
//~
/ /
/~
//
~
/b0sale
1Total~
1F~
111~
1n~
1 1
~
1~
1
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
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( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016kcThe following table presents the amortized cost and fair value of fixed maturity securities availab'Total Fixed Maturity Securities+#Fixed Maturity Securities in a Loss March 31, 2016 Available for Sale # Position Available for Sale
(in millions)
Amortized Cost
Fair Value
Amortized Cost
Fair ValueDue in one year or less~
~
~
r~
N%Due after one year through five years~
~
~
Vc~
_.
&Due after five years through ten years
~
2'
~
A
~
*
~
қDue after ten years~
2(~
q~
~
~80Mortgagebacked, assetbacked and collateralized~
.~
~
p~
N`
Total~
~
f}~
{~
CDecember 31, 2015 Due in one year or less~
b~
~
~
>%Due after one year through five years~
~
~
ޙ~
Z.&Due after five years through ten years~
M~
R~
b\~
:CDue after ten years~
b~
JL~
~
.s80Mortgagebacked, assetbacked and collateralized~
~
~
~~
.
Total~
"~
&~
.<~
&$____________________________1)Created by Morningstar Document Research.0(http://documentresearch.morningstar.com/>03'2}q83Ce`TH =PF0*8X>
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATIONU }I"}$ }}$ }} $ }
}$ }
( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016kcThe following table presents the gross realized gains and gross realized losses from sales or matur~
~
~
Gross
Gross
Gross
Gross$
Three Months Ended March 31,
Realized
Realized
Realized
Realized
(in millions)
GainsLosses
GainsLosses!Fixed maturity securities~
~
~
V~
Equity securities
~
~
"
~
~
Total~
n~
~
~
$____________________________1)Created by Morningstar Document Research.0(http://documentresearch.morningstar.com/,l3'GF=PF0*8X>
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATIONU }y<}$ }}y
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} $
( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016kcThe following table presents the fair value of other securities measured at fair value based on ourMarch 31, 2016December 31, 2015 Fair Percent Fair Percent
(in millions)
Value
of Total
Value
of Total
"Fixed maturity securities: 0(U.S. government and government sponsored~
.5~
V %~
4~
N %
entities%Obligations of states, municipalities~
~
~
.~
"and political subdivisionsNonU.S. governments~
~
~
~
Corporate debt~
^~
2~
~
2 :2Mortgagebacked, assetbacked and collateralized : RMBS~
~
2~
"~
6 CMBS~
~
~
~
*"CDO/ABS and other collateralized *~
&s~
~
F~
+#Total mortgagebacked, assetbacked~
f~
~
֯~
and collateralized'Total fixed maturity securities~
~
~~
:~
~ Equity securities~
~
~
f~
Total~
v~
%~
~
%$____________________________1)Created by Morningstar Document Research.0(http://documentresearch.morningstar.com/D
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATIONU }+}$ } }$ }
( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016METhe following table presents the components of Net investment income:$Three Months Ended March 31,
(in millions) ~
~
~,
$Fixed maturity securities, including
~
~
shortterm investmentsEquity securities~
~
>,
$Interest on mortgage and other loans
~
~
N!Alternative investments *~
J~
* Real estate~
~
jOther investments~
&~
6Total investment income~
0~
Z>Investment expenses~
~
bNet investment income~
/~
;$____________________________1)Created by Morningstar Document Research.0(http://documentresearch.morningstar.com/6QE9XiAuiA=PF0*8X>
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATIONU }7}$ } }
$ } }$
( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016[SThe following table presents the components of Net realized capital gains (losses):$Three Months Ended March 31,
(in millions) ~
~
~ *
"Sales of fixed maturity securities
~
Z~
~
"Sales of equity securities~
b
~
)!Otherthantemporary impairments:
Severity
~
~
Change in intent~
~
!Foreign currency declines~
~
%Issuerspecific credit events~
~
$Adverse projected cash flows~
r
~
!Provision for loan losses~
z
~
b%Foreign exchange transactions~
~
Derivative instruments~
~
B6.Impairments on investments in life settlements~
~
Other *~
~
N+#Net realized capital gains (losses)~
~
$____________________________1)Created by Morningstar Document Research.0(http://documentresearch.morningstar.com/>*0C7+gVAVn=PF0*8X>
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATIONU }7}$ } }$ }
( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016kcThe following table presents the increase (decrease) in unrealized appreciation (depreciation) of o$Three Months Ended March 31,
(in millions) ~
~
~6
.Increase (decrease) in unrealized appreciation
&(depreciation) of investments:# Fixed maturity securities~
J~
!
Equity securities
~
~
Other investments~
~
&/'Total increase (decrease) in unrealized~
F~
2*appreciation (depreciation) of investments$____________________________1)Created by Morningstar Document Research.0(http://documentresearch.morningstar.com/.}3'{L"=PF0*8X>
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATIONU }>}$ } }$ }
( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016jbThe following table presents a rollforward of the cumulative credit losses in otherthantemporary$Three Months Ended March 31,
(in millions) ~
~
~"
Balance, beginning of year
~
N~
) Increases due to:<4 Credit impairments on new securities subject~
~
>
to impairment losses;3 Additional credit impairments on previously~
~
Zimpaired securities Reductions due to:91 Credit impaired securities fully disposedfor which there was no6. prior intent or requirement to sell~
~
Z;3 Accretion on securities previously impaired~
F~
due to credit * Other~
~
Balance, end of period~
~
&$____________________________1)Created by Morningstar Document Research.0(http://documentresearch.morningstar.com/> 04(;w@!1!=PF0*8X>
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATIONU }2}$ }
( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016kcThe following tables present information on our PCI securities, which are included in bonds availab
(in millions)At Date of Acquisition2 *Contractually required payments (principal~
>
and interest)%Cash flows expected to be collected *~
f2*Recorded investment in acquired securities~
$____________________________1)Created by Morningstar Document Research.0(http://documentresearch.morningstar.com/(5T3'w,=PF0*8X>
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATIONU }y#}$ }}$ }
( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016H@NOTES TO CONDENSED CONSOLIDATED FINANCIAL STATEMENTS (unaudited)
(in millions)March 31, 2016December 31, 2015% Outstanding principal balance~
~
Amortized cost
~
j
~
>
Fair value~
~
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATIONU }:}$ } }$ }
( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016YQThe following table presents activity for the accretable yield on PCI securities:$Three Months Ended March 31,
(in millions) ~
~
~$
Balance, beginning of period~
j~
Fk)! Newly purchased PCI securities~
:~
Disposals~
~
Accretion
~
~
7/ Effect of changes in interest rate indices~
V~
80 Net reclassification to/(from) nonaccretabledifference,0( including effects of prepayments~
N~
6Balance, end of period~
zg~
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATIONU }a/}$ }}$ }0
( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016kcThe following table presents the fair value of securities pledged to counterparties under secured f
(in millions)March 31, 2016December 31, 2015/ 'Fixed maturity securities available for~
~
sale,$Other bond securities, at fair value~
~
2
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATIONU }}$ }}$ }m}$ }<}$ }m} $ }
}$ }
( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016kcThe following table presents the fair value of securities pledged under our repurchase agreements b%Remaining Contractual Maturity of the
Agreements
(in millions)
Overnight and Continuous
up to 30 days
31  90 days
91  364 days
365 days or greater
TotalMarch 31, 2016
Other bond securities:
NonU.S. governments
$
$
$~
$~
Corporate debt~
~
~
~
~
~
>
Total
$~
~
~
~
$~
December 31, 2015
!Bonds available for sale:
NonU.S. governments
$~
$
$
$~
Other bond securities:
NonU.S. governments~
~
~
~
~
~
Corporate debt~
~
~
2~
~
~
n
Total
$~
N~
2~
~
$~
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATIONU }0}$ }}$ }m}$ }<}$ }m} $ }
}$ }
!
( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016kcThe following table presents the fair value of securities pledged under our securities lending agre%Remaining Contractual Maturity of the
Agreements
(in millions)
Overnight and Continuous
up to 30 days
31  90 days
91  364 days
365 days or greater
TotalMarch 31, 2016
!Bonds available for sale:
NonU.S. governments
$
$
$~
$~
Corporate debt~
~
~
~
~
"~
RMBS~
~
~
~
~
~
Other bond securities:
0(U.S. government and government sponsored~
z~
~
~
~
~
zentitiesRMBS~
~
~
~
" ~
~
"
Total~
z~
~
~
~
"~
V
December 31, 2015
!Bonds available for sale:
NonU.S. governments
$
$~
$
$~
Corporate debt~
~
~
J~
~
~
JRMBS~
~
~
~
~
~
Total
$
$~
.~
$~
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATIONU }*}$ }}$ }0
( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016kcThe following table presents information on the fair value of securities pledged to us under revers
(in millions)March 31, 2016December 31, 2015+ #Securities collateral pledged to us~
~
:&
Amount sold or repledged by us~
2
$$
____________________________1)Created by Morningstar Document Research.0(http://documentresearch.morningstar.com/$,3'\
=PF0*8X>
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATIONU }1}$ } }$ }<
( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016aYThe following table presents the composition of Mortgage and other loans receivable, net: March 31,December 31,
(in millions) ~
~
~
Commercial mortgages *~
>Z~
XResidential mortgages~
20~
+#Life insurance policy loans~
"(~
(/
'Commercial loans, other loans and notes
~
1
~
N&
receivable1)Total mortgage and other loans receivable~
~
#Allowance for credit losses~
~
20(Mortgage and other loans receivable, net~
R~
$____________________________1)Created by Morningstar Document Research.0(http://documentresearch.morningstar.com/2m=1%I2X=PF0*8X>
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATIONU }<(}}$ }}$ }I }$ }} $ }
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( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016\TThe following table presents the credit quality indicators for commercial mortgages:Number
Percent
of
Class
of
(dollars in millions)
Loans
Apartments
Offices
Retail
Industrial
Hotel
Others
Total (c)
Total $
March 31, 2016
!Credit Quality Indicator:
In good standing~
~
>~
>v~
K~
~
>#~
~
V~
%Restructured (a)~
~
~
^~
J ~
~
B
~
~
~
"90 days or less delinquent~
~
~
~
~
~
~
~
~
!>90 days delinquent or in
process of foreclosure~
"~
~
>~
~
~
~
2~
~
Total (b)~
~
>~
x~
>L~
~
#~
~
>Z~
%$Allowance for credit losses:
Specific~
~
~
~
~
~
~
2~
General~
~
~
z ~
~
J
~
2~
j~
)!Total allowance for credit losses~
~
~
~~
2~
N~
2~
~
%$____________________________1)Created by Morningstar Document Research.0(http://documentresearch.morningstar.com/<]B6*559>pd<=PF0*8X>
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATIONU }<(}U}$ }}$ }U}$ }$} $ }
}$ }$}
$ }}$ }U}$}$
( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016\TThe following table presents the credit quality indicators for commercial mortgages:December 31, 2015
! Credit Quality Indicator:
In good standing~
~
2=~
t~
&K~
~
~
n~
Q~
%Restructured (a)~
&~
~
r~
f ~
~
B
~
~
F~
"90 days or less delinquent~
~
~
~
~
~
~
~
~
!
>90 days delinquent or in
process of foreclosure~
&~
~
6~
~
~
~
2~
~
Total (b)~
F
~
>=~
z~
K~
~
~
~
X~
%$Allowance for credit losses:
Specific~
~
B~
~
~
~
~
b~
General~
~
~
v ~
"~
>
~
6~
N~
)!Total allowance for credit losses~
~
~
z~
:~
B~
6~
~
%$____________________________1)Created by Morningstar Document Research.0(http://documentresearch.morningstar.com/6B6*),yscfZ=PF0*8X>
@
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATIONU }I"}$ }} $ }
}$ }}
$ }}$ }}$ }
( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016kcThe following table presents a rollforward of the changes in the allowance for losses on Mortgage a~
~
~$ Three Months Ended March 31,
Commercial
Other
Commercial
Other
(in millions)
Mortgages
Loans
Total
Mortgages
Loans
Total$Allowance, beginning of year~
~
&~
~
~~
~
>Loans charged off~
~
~
~
~
~
.
&Recoveries of loans previously charged
~
.
~
~
.
~
~
~
offNet chargeoffs~
~
~
~
~
~
!Provision for loan losses~
~
~
~
~
~
Other~
~
~
~
~
~
Allowance, end of period$166 *~
~
V
$143 *~
~
$____________________________1)Created by Morningstar Document Research.0(http://documentresearch.morningstar.com/4
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
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( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016kcThe following table presents the total assets and total liabilities associated with our variable in
(in millions)/'Real Estate and Investment Entities (d)Securitization VehiclesStructured Investment'Affordable Housing Partnerships
Other
Total Vehicle
March 31, 2016
Assets:
Bonds available for sale
$~
ڠ
$
$~
>~
Other bond securities
~
~
T
~
~
~
&
~
Y+#Mortgage and other loans receivable~
~
>~
~
~
~
6Other invested assets~
j ~
N~
~
z, ~
b~
T Other (a)~
~
Z~
~
~
~~
jTotal assets (b)~
f)~
%~
~
.1~
2~
Liabilities:
Longterm debt~
&~
N~
~
~
~
@ Other (c)~
~
~
~
~
J~
Total liabilities~
2~
V~
~
&~
^~
MDecember 31, 2015
Assets:
Bonds available for sale
$~
$
$~
>~
ROther bond securities~
~
Y~
~
~
b~
^`+#Mortgage and other loans receivable~
~
~
~
~
~
Other invested assets~
~
v~
~
( ~
b~
:8 Other (a)~
v~
~
z~
~
~~
Total assets (b)~
~
.6~
~
V~
~
xLiabilities:
Longterm debt
$~
~
~
~
~
(Dl3'B
BdN,dn
!
"
#
$
%
&
Other (c) ~
~
~
~
Z ~
~
!Total liabilities~
!~
!~
!~
!~
! 6~
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
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( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016kcThe following table presents total assets of unconsolidated VIEs in which we hold a variable intere Maximum Exposure to Loss Total VIE
OnBalance OffBalance
(in millions)
Assets
Sheet (a)
Sheet
TotalMarch 31, 2016 /'Real estate and investment entities (d)~
zL~
r~
~
J'
Affordable housing partnerships
~
N
~
~
~
Other~
>D~
F~
.(b)~
r Total (c)~
~
~
1~
December 31, 2015 /'Real estate and investment entities (d)~
V~
0~
:~
:6'Affordable housing partnerships~
R~
~
~
Other~
Z~
^~
(b)~
Total~
r~
v?~
~
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
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( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016jbThe following table presents the notional amounts of our derivative instruments and the fair valueMarch 31, 2016
December 31, 2015 Gross Derivative Assets $ Gross Derivative Liabilities
Gross Derivative Assets $ Gross Derivative Liabilities
Notional
Fair
Notional
Fair
Notional
Fair
Notional
Fair
(in millions)Amount
ValueAmount
Value
Amount
ValueAmount
Value!Derivatives designated as
hedging instruments: (a)
Interest rate contracts~
~
~
>~
~
~
~
V~
"Foreign exchange contracts~
(~
F~
f~
~
^
~
>~
J~
Equity contracts~
~
~
~
6
~
~
~
~
^"Derivatives not designated
#as hedging instruments: (a)
Interest rate contracts~
~
D~
^5~
0
~
Z
~
f1~
~
V""Foreign exchange contracts~
҅~
r
~
~
~
~
~
~
Equity contracts~
~
~
b^~
F
~
h
~
~
N~
Commodity contracts~
~
~
~
~
~
~
~
Credit contracts (b)~
~
~
~
~
~
~
&~
Other contracts (c)~
ZZ~
Z~
V~
:
~
JK
~
^~
.~
Total derivatives, gross~
t~
V~
vy~
P
~
E~
@~
~
B? Counterparty netting (d)~
f~
f
~
2~
2Cash collateral (e)~
2~
~
~
"&Total derivatives on condensed
'consolidated balance sheets (f)~
N~
!
~
v~
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
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( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016kcThe following table presents the gain (loss) recognized in earnings on our derivative instruments i%Gains/(Losses) Recognized in Earnings%Including Gains/(Losses) Attributable for: to:
Hedging
Hedged
Hedge
Excluded
(in millions)Derivatives (a)
ItemsIneffectiveness
Components
Other (b))!Three Months Ended March 31, 2016
Interest rate contracts:
'Realized capital gains/(losses)~
~
$
$
$Other income~
~
~
~
~
%Gain/(Loss) on extinguishment of debt~
~
~
~
~
#Foreign exchange contracts:
'Realized capital gains/(losses)~
~
~
~
~
Other income~
~
~
~
~
%Gain/(Loss) on extinguishment of debt~
~
~
~
~
Equity contracts:
'Realized capital gains/(losses)~
*~
~
~
~
)!Three Months Ended March 31, 2015
Interest rate contracts:
'Realized capital gains/(losses)~
~
$
$
$Other income~
~
~
~
~
%Gain/(Loss) on extinguishment of debt~
~
6~
~
~
6#Foreign exchange contracts:
'Realized capital gains/(losses)~
~
~
~
~
)!Interest credited to policyholder
account balances~
~
~
~
~
Dl3'^MwgI>s P !"#$%&'( Other income ~
~
~
~
~
!%Gain/(Loss) on extinguishment of debt!~
!!~
!B!!~
!!~
! !
~
!B"Equity contracts""""""""" "
"'#Realized capital gains/(losses)#~
##~
###~
##~
# #
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
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( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016kcThe following table presents the effect of derivative instruments not designated as hedging instrumGains (Losses)$ Three Months Ended March 31, Recognized in Earnings
(in millions)
~
~
~By Derivative Type:$ Interest rate contracts~
~
'
Foreign exchange contracts
~
~
Equity contracts~
~
Commodity contracts~
~
Credit contracts~
~
N Other contracts~
B~
^! Embedded derivatives~
~
N
Total~
~
" By Classification: Policy fees~
R~
N Net investment income~
~
n.& Net realized capital gains (losses)~
v~
Other income (losses)~
~
6. Policyholder benefits and claims incurred~
~
Total~
~
" $____________________________1)Created by Morningstar Document Research.0(http://documentresearch.morningstar.com/Dl3'o
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATIONU }<(}<
( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016IAThe following table presents a rollforward of outstanding shares:CommonTreasuryCommon Stock Stock Issued
Stock Outstanding)
!Three Months Ended March 31, 2016
!Shares, beginning of year_iA]=@2nA
Shares issued~
~
b~
b
Shares repurchased~
~
Z<~
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATIONU }:}$ }0}$ }0.}$ }0}$ }0.} $ }
/
( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016]UThe following table presents a rollforward of Accumulated other comprehensive income:.&Unrealized Appreciation (Depreciation)
. &of Fixed Maturity Investments on Which . &Unrealized Appreciation (Depreciation) 0 (Foreign Currency Translation Adjustments . &Retirement Plan Liabilities Adjustment
0
(OtherThan Temporary Credit Impairments
of All Other Investments
Were Taken
(in millions)
Total.
&Balance, December 31, 2015, net of tax~
~
V~
~
~
'80Change in unrealized appreciation (depreciation)~
r~
nO~
~
~
Fof investments%Change in deferred policy acquisition~
>~
b~
~
~
"costs adjustment and other( Change in future policy benefits~
~
~
~
~
.&Change in foreign currency translation~
~
~
~
~
adjustments$Change in net actuarial loss~
~
~
~
2 ~
2$Change in prior service cost~
~
~
~
~
0(Change in deferred tax asset (liability)~
~
"~
~
~
/'Total other comprehensive income (loss)~
~
5~
~
~
. Noncontrolling interests~
~
~
~
~
+#Balance, March 31, 2016, net of tax~
n~
~
~
~
VV
.&Balance, December 31, 2014, net of tax~
N~
~
"~
~
80Change in unrealized appreciation (depreciation)~
~
~
~
~
of investments%Change in deferred policy acquisition~
~
B~
~
~
DlA5)sUm7jD!wfm7 !"#$%&'()*+,." costs adjustment and other(! Change in future policy benefits!~
!!~
!!~
!!~
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."&Change in foreign currency translation"~
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"#adjustments$$Change in net actuarial loss$~
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&%Change in prior service credit%~
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%% ~
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0&(Change in deferred tax asset (liability)&~
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&&~
&& ~
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v/''Total other comprehensive income (loss)'~
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'n'~
''~
'v' ~
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(Noncontrolling interests(~
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((~
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATIONU }0}$ }U}$ }}$ }}$ }} $ }
'
( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016kcThe following table presents the other comprehensive income reclassification adjustments for the thUnrealized Appreciation
(Depreciation) of Fixed
Maturity Investments
Unrealized
on Which OtherThanAppreciationForeign
Retirement
Temporary Credit(Depreciation)CurrencyPlan
Impairments Were
of All Other
Translation
Liabilities
(in millions)
RecognizedInvestmentsAdjustments
Adjustment
TotalMarch 31, 2016
/'Unrealized change arising during period~
~
8~
~
~
/*"Less: Reclassification adjustments
! included in net income~
.~
v~
~
~
0(Total other comprehensive income (loss),
% before income tax expense (benefit)~
~
n>~
~
~
4*"Less: Income tax expense (benefit)~
"~
~
b~
~
n0(Total other comprehensive income (loss),
.& net of income tax expense (benefit)~
~
5~
~
~
.
March 31, 2015
/'Unrealized change arising during period~
~
~
"~
~
Z*"Less: Reclassification adjustments
! included in net income~
&~
v~
~
~
:0(Total other comprehensive income (loss),
% before income tax expense (benefit)~
n~
~
"~
~ ~
"*"Less: Income tax expense (benefit)~
~
~
N~
~
Dl3't7^SZKODK !"#$%&0 (Total other comprehensive income (loss),
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATIONU }I;}$ } }$ } }$ }$4
!
( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016kcThe following table presents the effect of the reclassification of significant items out of AccumulAmount Reclassified from Accumulated Other
Comprehensive Income
$Three Months Ended March 31,!Affected Line Item in the
(in millions)~
~
~,$Condensed Consolidated Statements of
Income.&Unrealized appreciation (depreciation).&of fixed maturity investments on which/'otherthantemporary credit impairmentswere recognized Investments~
.~
&$Other realized capital gains Total~
.~
&.&Unrealized appreciation (depreciation)
of all other investments Investments~
~
$Other realized capital gains91 Deferred policy acquisition costs adjustment~
~
v3+Amortization of deferred policy acquisition
costs# Future policy benefits~
~
1)Policyholder benefits and losses incurred Total~
v~
v$____________________________1)Created by Morningstar Document Research.Dl3'f
lh6hcWK 0 (http://documentresearch.morningstar.com/H=PF0*8X>
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATIONU }1}$ }}$ }$}$ }$
( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016H@NOTES TO CONDENSED CONSOLIDATED FINANCIAL STATEMENTS (unaudited)%Change in retirement plan liabilities
adjustment
Priorservice costs
~
~
2
* Actuarial losses~
~
r * Total~
~
1
) Total reclassifications for the period
~
~
:
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
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*
( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016NFThe following table presents the computation of basic and diluted EPS:$Three Months Ended March 31,
. &(dollars in millions, except per share ~
~
~
data)Numerator for EPS:
5 Income (loss) from continuing operations~
~
&6
. Less: Net income from continuing operations
~
~
&0(attributable to noncontrolling interests5 Income (loss) attributable to AIG common~
~
&/'shareholders from continuing operations80 Income (loss) from discontinued operations,~
F
~
!net of income tax expense7/ Net income (loss) attributable to AIG common~
&~
&shareholdersDenominator for EPS:
2* Weighted average shares outstanding  ;A
2ZA
basic Dilutive shares (a)~
~
μ0( Weighted average shares outstanding  ;A
@,Adiluted (b)/'Income per common share attributable to
AIG:Basic:
5 Income (loss) from continuing operationsQ
(\?,$ Loss from discontinued operations{Gz
$DlPD8,j+X3pIn !"#$%&'(). & Income (loss) attributable to AIG {GzĿ
(\?!Diluted:!!!!!!!!! !
!5" Income (loss) from continuing operations""""""""Q"
{Gz?7#/ Income (loss) from discontinued operations########{Gz
#
$.$& Income (loss) attributable to AIG$$$$$$$${GzĿ$
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATIONU }$4}$ }}$ }y
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( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016kcThe following table presents the components of net periodic benefit cost with respect to pensions aPensionPostretirement U.S. NonU.S. U.S.
NonU.S.
(in millions)
Plans
Plans
Total
Plans
Plans
Total)!Three Months Ended March 31, 2016
3+Components of net periodic benefit (income)
cost: Service cost~
~
"~
2~
~
~
Interest cost~
~
~
~
~
~
& Expected return on assets~
~
~
~
~
~
1) Amortization of prior service credit~
~
~
~
~
~
% Amortization of net loss~
~
~
"~
~
~
Curtailment gain~
~
~
~
~
~
*"Net periodic benefit (income) cost~
~
~
$~
~
)!Three Months Ended March 31, 2015
0(Components of net periodic benefit cost:
Service cost~
~
.~
~
~
~
Interest cost~
~
~
~
~
~
& Expected return on assets~
~
~
~
~
~
1) Amortization of prior service credit~
~
~
~
~
~
% Amortization of net loss~
~
~
~
~
~
!Net periodic benefit cost~
~
6~
"~
~
~
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATIONU }$4}$ }m}$ }}$ }<}$ }<} $ }
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( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016.&Condensed Consolidating Balance SheetsAmerican
International Reclassifications
Group, Inc.
Other
and
Consolidated
(in millions)(As Guarantor)
AIGLHSubsidiariesEliminations
AIGMarch 31, 2016
Assets:
Shortterm investments~
D
$~
.~
¿~
Other investments (a)~
T~
~
~~
~
rBTotal investments~
~
~
~
¿ ~
Cash~
~
~
~
~
n!Loans to subsidiaries (b)~
$~
~
n~
~
3+Investment in consolidated subsidiaries (b)~
[~
~
~
~
/'Other assets, including deferred income~
Z~~
~
~a~
~
taxesTotal assets~
~
~
R~
~
Liabilities:
Insurance liabilities
$
$~
$~
Longterm debt~
Y~
~
֎~
~
B1)Other liabilities, including intercompany~
~~
~
~
~
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
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05/02/2016H@NOTES TO CONDENSED CONSOLIDATED FINANCIAL STATEMENTS (unaudited)Change in cash~
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
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05/02/2016jbAmerican International Group, Inc. (As Guarantor) supplementary disclosure of noncash activities:$Three Months Ended March 31,
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
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( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016)!The MD A is organized as follows:INDEX TO ITEM 2 Page
USE OF NONGAAP MEASURES~
EXECUTIVE OVERVIEW~
"$ Executive Summary~
&$
Strategic Outlook~
:RESULTS OF OPERATIONS~
Z" Segment Results~
^*" Commercial Insurance~
j( Consumer Insurance~
)! Corporate and Other~
INVESTMENTS~
Overview~
( Investment Highlights~
( Investment Strategies~
Investments~
! Credit Ratings~
1) Available for Sale Investments~
Impairments~
INSURANCE RESERVES~
/' NonLife Insurance Companies~
<4 Life Insurance Companies DAC and Reserves~
2'LIQUIDITY AND CAPITAL RESOURCES~
F Overview~
FD
lui]Q*zDk0j:h' !"#$%&'()*+,./0123456789:;7 / Analysis of Sources and Uses of Cash~
N9!1 Liquidity and Capital Resources of AIG~
!R"Parent and Subsidiaries$# Credit Facilities~
#^*$" Contractual Obligations~
$b@%8 OffBalance Sheet Arrangements and Commercial~
%f&Commitments' Debt~
'n!( Credit Ratings~
(v)% Regulation and Supervision~
)z:*2 Dividends and Repurchases of AIG Common~
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,z"ENTERPRISE RISK MANAGEMENT~
~. Overview~
.~)/! Credit Risk Management~
/~)0! Market Risk Management~
0,1$ Liquidity Risk Management~
1%2CRITICAL ACCOUNTING ESTIMATES~
23REGULATORY ENVIRONMENT~
34Glossary~
45Acronyms~
56678$9____________________________1:)Created by Morningstar Document Research.0;(http://documentresearch.morningstar.com/<ulInEv<e'dXL$=PF0*8X>
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as followItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
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444425** The total number of shares of AIG Common36+Stock repurchased in the threemonth period870ended March 31, 2015 includes (but the aggregate8purchase price39+does not include) approximately 3.5 million6:.shares of AIG Common Stock received in January4;,2015 upon the settlement of an ASR agreement<executed in#=the fourth quarter of 2014.>?Dl
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected Indica The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
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( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016#Item 2 / EXECUTIVE OVERVIEW
March 31,December 31,, $(in millions, except per share data)
~
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
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( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016kcThe following table presents a reconciliation of Book value per common share to Book value per comm March 31, December 31,, $(in millions, except per share data) ~
~
~&
Total AIG shareholders' equity
~
g~
x.&Accumulated other comprehensive income~
VV~
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~
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AOCI Deferred tax assets~
~
1)Total AIG shareholders' equity, excluding~
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KAOCI and DTA 'Total common shares outstandinglA @2nA#Book value per common shareRS@fffffR@.&Book value per common share, excludingYR@ Gz>R@AOCI.&Book value per common share, excluding(\BM@QxM@AOCI and DTA$____________________________1)Created by Morningstar Document Research.0(http://documentresearch.morningstar.com/>03'` u]BoWK#=PF0*8X>
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
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( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016kcThe following table presents a reconciliation of Return on equity to Return on equity, aftertax opThree Months Ended
Year Ended
March 31, December 31,
(dollars in millions)
~
~
~
~
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.&Actual or annualized net income (loss)~
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATIONU }$4}$ }8
( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016#Item 2 / EXECUTIVE OVERVIEWTotal revenues0(Income (loss) from continuing operations (in millions)
(in millions)
%Net income (loss) ATTRIBUTABLE TO AIG
7
/Net INCOME (Loss) PER COMMON SHARE ATTRIBUTABLE
(in millions)TO AIG (DILUTED)/'aftertax operating income attributable2*Pretax operating income (loss) by segment3+to aig (excludes net realized capital gains and certain other items)
(in millions)
(in millions)$____________________________1)Created by Morningstar Document Research.0(http://documentresearch.morningstar.com/<{ocWvRuQD+=PF0*8X>
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1) The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATIONU }$4}$ } }
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( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016LDThe following table presents our consolidated results of operations:$Three Months Ended March 31,
Percentage
(in millions) ~
~
~
Change
Revenues:
Premiums~
~
ډ~
%Policy fees~
~
~
Net investment income
~
/
~
;
~
+#Net realized capital gains (losses)~
~
NMOther income~
~
F~
Total revenues~
~
~
&Benefits, losses and expenses:
1)Policyholder benefits and losses incurred~
c
~
^f~
1)Interest credited to policyholder account~
~
~
balances3+Amortization of deferred policy acquisition~
~
~
costs,$General operating and other expenses~
.
~
.~
Interest expense~
~
R~
&Loss on extinguishment of debt~
N
~
~
Z/'Net loss on sale of divested businesses~
~
~
+#Total benefits, losses and expenses~
f
~
~
0(Income (loss) from continuing operations
before$income tax expense (benefit)~
~
;
NM$Income tax expense (benefit)~
~
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NMDlRF:.T!\"PmvBfT !"#$%&'()*+,0 (Income (loss) from continuing operations ~
~
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NM 3!+Income (loss) from discontinued operations,!!!!!!!!! !
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~
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~
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& &
~
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NM&'%Net income (loss) attributable to AIG'''''''~
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATIONU }I;}$ }<}$ } <
*
( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016kcThe following table presents a reconciliation of net income (loss) attributable to AIG to aftertax$Three Months Ended March 31,
(in millions) ~
~
~
%Net income (loss) attributable to AIG
~
&~
&91Uncertain tax positions and other tax adjustments~
6~
Z/'Deferred income tax valuation allowance~
n~
v
(releases) charges0(Changes in fair value of securities used to hedge guaranteedliving benefits~
~
1)Changes in benefit reserves and DAC, VOBA and SIA6.related to net realized capital gains (losses)~
~
$Other (income) expense  net~
~
&Loss on extinguishment of debt~
~
+#Net realized capital (gains) losses~
~
Z2*(Income) loss from discontinued operations~
~
%Loss from divested businesses~
~
%Nonoperating litigation reserves and~
~
settlements%Restructuring and other costs~
~
/'Aftertax operating income attributable~
~
nto AIG 3+Weighted average diluted shares outstanding;A @,ADRl3'{i[<S!CgU
!
"
#
$
%
&
'
(
)
3 +Income (loss) per common share attributable {GzĿ {Gz?!to AIG (diluted)"%Aftertax operating income per common""""""""" #share attributable$to AIG (diluted) *$$$$$$?$Q?%&$'____________________________1()Created by Morningstar Document Research.0)(http://documentresearch.morningstar.com/]iM=PF0*8X>
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATIONU }U5} $ }
}$ } }
}$
'
( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016kcThe following table summarizes the operations of each reportable segment and Corporate and Other. S$Three Months Ended March 31,
Percentage
(in millions) ~
~
~
Change
Commercial Insurance
~
~
~
f
%Consumer Insurance ~
R~
~
Corporate and Other ~
~
NM.
&Consolidations, eliminations and other
~
*
~
Z
NM
adjustments Pretax operating income~
~
~'~
0(Changes in fair value of securities used
"to hedge guaranteed livingbenefits ~
~
~
*2*Changes in benefit reserves and DAC, VOBA,
and1)SIA related to net realized capital gains ~
~
*
NM(losses)$Other income (expense)  net ~
~
NM&Loss on extinguishment of debt ~
~
~
+#Net realized capital gains (losses) ~
~
NM.&Income (loss) from divested businesses ~
~
~
j%Nonoperating litigation reserves and ~
~~
~
^settlements4,Reserve development related to nonoperating
runoffinsurance business ~
~
NMDl3'5j:#ig6Vw` !"#$%&% Restructuring and other costs ~
~
NM !Pretax income (loss)!!!!!!!!~
! ~
!;
!
NM !%"#$$____________________________1%)Created by Morningstar Document Research.0&(http://documentresearch.morningstar.com/x)qeY1=PF0*8X>
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATIONU }I"}$ } } $ }
}$
( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016kcProperty Casualty, International Life and Personal Insurance businesses are transacted in most majo$Three Months Ended March 31,
Percentage Rate for 1 USD ~
~
~
Change
Currency:
JPY]@Gz]@ ~
%EURQ?333333? ~
%
GBP
Gz?
?
~
%$____________________________1)Created by Morningstar Document Research.0(http://documentresearch.morningstar.com/*h3'Yv2&=PF0*8X>
@
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATIONU }$4}$ } }$ } }$ }}$
( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016B:The following table presents Commercial Insurance results:$Three Months Ended March 31,
Percentage
(in millions) ~
~
~ Change
Revenues:
Premiums~
P~
&R~
%Policy fees~
~
~
Net investment income
~
~
~
j
Benefits and expenses:1)Policyholder benefits and losses incurred~
N:~
:~
1)Interest credited to policyholder account~
~
~
balances3+Amortization of deferred policy acquisition~
z~
R ~
costs.&General operating and other expenses *~
~
V~
Pretax operating income~
~
~
f %$____________________________1)Created by Morningstar Document Research.0(http://documentresearch.morningstar.com/:s \PD8;{
VERF:=PF0*8X>
@:
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATIONU }U5} $ }
}$ } }
$ }}$
( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016?7The following table presents Property Casualty results:$Three Months Ended March 31,
Percentage
(in millions) ~
~
~
Change
Underwriting results:
Net premiums written~
NC~
N
~
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
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( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016h`The following table presents Property Casualty s net premiums written by major line of business:$Three Months Ended March 31,Percentage Change in Original
(in millions)
~
~
~
U.S. dollars
Currency
Casualty~
N~
j~
%~
%Property~
~
~
~
Specialty
~
~
~
~
Financial lines~
~
~
~
4,Total Property Casualty net premiums written~
NC~
N~
%~
%$____________________________1)Created by Morningstar Document Research.0(http://documentresearch.morningstar.com/.6*YGui]5=PF0*8X>
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
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( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016XPThe following table presents Property Casualty s net premiums written by region:$Three Months Ended March 31,
Percentage
Percentage
Change in Change in
(in millions)
~
~
~
U.S. dollars
Original Currency
Property Casualty:
Americas~
N$~
.~
%~
%
Asia Pacific
~
~
~
~
EMEA~
^~
B~
~
"Total net premiums written~
NC~
N~
%~
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)Catastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
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( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016kcThe following tables present the Property Casualty combined ratios based on GAAP data and reconcili$Three Months Ended March 31,
Increase ~
~
~
(Decrease)
Loss ratio
Q@
fffffQ@
?,$Catastrophe losses and reinstatement ffffff
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premiums9
1Prior year development net of premium adjustments
?
ٿ
?%Net reserve discount benefit (charge)333333? ffffff
@%Accident year loss ratio, as adjusted P@ P@
?Acquisition ratioL0@ 3333330@
?'General operating expense ratio(@ )@
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Expense ratio33333<@~
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333333ӿCombined ratio9X@ fffffFX@
ɿ,$Catastrophe losses and reinstatement ffffff
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premiums91Prior year development net of premium adjustments? ٿ
?%Net reserve discount benefit (charge)333333? ffffff
@1)Accident year combined ratio, as adjustedLW@ YW@
ɿ$____________________________1)Created by Morningstar Document Research.0(http://documentresearch.morningstar.com/@9D3'[K7d#bAZ=PF0*8X>
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
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( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016Catastrophes (a)# ofAsia
(in millions) Events Americas Pacific EMEA
Total)
!Three Months Ended March 31, 2016
Natural catastrophes: !Windstorms and hailstorms~
~
~
~
~
Other events~
~
~
~
z
~
z)!Total catastropherelated charges~
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~
~
~~
z)!Three Months Ended March 31, 2015 Natural catastrophes: !Windstorms and hailstorms~
~
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)!Total catastropherelated charges~
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes a!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
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( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016Catastrophes (a)$Three Months Ended March 31,# ofAsia
(in millions) Events Americas Pacific EMEA
Total~
~
~
*
$~
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATIONU }0G}$ } }$}$ } }$}$ }} $
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( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016?7The following table presents Mortgage Guaranty results:$Three Months Ended March 31,
Percentage (dollars in millions) ~
~
~ Change
Underwriting results:
Net premiums written~
~
~
%%Increase in unearned premiums~
~
~
>
Net premiums earned
~
~
~
4,Losses and loss adjustment expenses incurred~
~
~
Acquisition expenses: 3+Amortization of deferred policy acquisition~
~
~
costs"Other acquisition expenses~
6~
>~
"Total acquisition expenses~
R~
Z~
"General operating expenses~
~
~
Underwriting income~
~
~
: Net investment income~
~
~
Pretax operating income~
~
F~
2 Key metrics: C;Prior year loss reserve development (favorable)/unfavorable~
$
NM %Domestic firstlien: New insurance written~
~
~
Combined ratiofffffF@33333J@
Risk in force~
*~
^~
. 6.60+ day delinquency ratio on primary loans (a)@ %333333@ % Domestic secondlien: Dl_SG;yc(I_92
!
"
#
$
%
Risk in force (b)~
~
~
!"$#____________________________1$)Created by Morningstar Document Research.0%(http://documentresearch.morningstar.com/d}qI=PF0*8X>
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATIONU }U5}$ } }$ } }$ }}$
( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016JBThe following table presents Mortgage Guaranty firstlien results:$Three Months Ended March 31,
Percentage (dollars in millions) ~
~
~ Change
Underwriting results:
Net premiums written~
n~
~
%%Increase in unearned premiums~
~
~
F
Net premiums earned
~
Z
~
^
~
4,Losses and loss adjustment expenses incurred~
~
~
Acquisition expenses:3+Amortization of deferred policy acquisition~
~
~
costs"Other acquisition expenses~
6~
:~
"Total acquisition expenses~
R~
V~
"General operating expenses~
~~
~
Underwriting income~
~
~
FNet investment income~
~
~~
Pretax operating income~
Z~
~
> %$____________________________1)Created by Morningstar Document Research.0(http://documentresearch.morningstar.com/>0TH<0#qSB*=PF0*8X>
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATIONU }1} }$ }
( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016kcThe following table provides a summary of activity in Mortgage Guaranty s domestic first lien delin$Three Months Ended March 31, (number of policies)~
~
~0
(Number of delinquencies at the beginning~
~
VWof the yearNewly reported~
ʌ~
Cures~
m
~
&SClaims paid~
~
Other~
~
^1)Number of delinquencies at the end of the~
~
period$____________________________1)Created by Morningstar Document Research.0(http://documentresearch.morningstar.com/03'{Nr=PF0*8X>
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATIONU }%}$ } }$ } }$ }
( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016^VThe following tables present the Mortgage Guaranty combined ratios based on GAAP data:$Three Months Ended March 31,Increase ~
~
~
(Decrease)
Loss ratio
333332@
3333339@
Acquisition ratio!@333333#@ffffff'General operating expense ratio~
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Expense ratio
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:@
Combined ratioE@I@333333 $____________________________1)Created by Morningstar Document Research.0(http://documentresearch.morningstar.com/,F@4(B[g=PF0*8X>
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATIONU }$4}$ } }$ } }$ }}$
( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016C;The following table presents Institutional Markets results:$Three Months Ended March 31,
Percentage
(in millions) ~
~
~ Change
Revenues:
Premiums~
~
~
F %Policy fees~
~
~
Net investment income
~
6
~
~
~
Benefits and expenses:1)Policyholder benefits and losses incurred~
~
v~
1)Interest credited to policyholder account~
~
~
balances3+Amortization of deferred policy acquisition~
~
~
costs"Other acquisition expenses~
.~
~
"General operating expenses~
N~
J~
Pretax operating income~
~
N~
$____________________________1)Created by Morningstar Document Research.0(http://documentresearch.morningstar.com/< [OC7:z UDD=PF0*8X>
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATIONU }I"}$ } }$ }
( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016kcThe following table presents a reconciliation of Institutional Markets premiums and deposits to GAA$Three Months Ended March 31,
(in millions) ~
~
~
Premiums and deposits~
~
JDeposits~
~
N
Other~
~
Premiums~
~
$____________________________1)Created by Morningstar Document Research.0(http://documentresearch.morningstar.com/*h3'jpdX0=PF0*8X>
@:
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATIONU }$4}$ } }$ } }$ }}$
( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016@8The following table presents Consumer Insurance results:$Three Months Ended March 31,
Percentage
(in millions) ~
~
~ Change
Revenues:
Premiums~
7~
7~
%Policy fees~
~
~
Net investment income
~
~
!
~
Other income~
~
~
Benefits and expenses:1)Policyholder benefits and losses incurred~
b'~
)~
1)Interest credited to policyholder account~
6
~
~
balances3+Amortization of deferred policy acquisition~
~
.~
"
costs.&General operating and other expenses *~
*~
n~
Pretax operating income~
R~
~
%$____________________________1)Created by Morningstar Document Research.0(http://documentresearch.morningstar.com/< ^RF:=}wI=PF0*8X>
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATIONU }$4}$ } }$ } }$ }}$
( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/201680The following table presents Retirement results:$Three Months Ended March 31,
Percentage
(in millions) ~
~
~ Change
Revenues:
Premiums~
~
~
F %Policy fees~
~
"~
Net investment income
~
v
~
~
%Advisory fee and other income~
~
~
Benefits and expenses:1)Policyholder benefits and losses incurred~
~
r~
1)Interest credited to policyholder account~
N~
~
balances3+Amortization of deferred policy acquisition~
~
:~
N
costs,$Non deferrable insurance commissions~
"~
~
Advisory fee expenses~
~
2~
"General operating expenses~
~
~
Pretax operating income~
6~
~
Z %$____________________________1)Created by Morningstar Document Research.0(http://documentresearch.morningstar.com/@!DfZNBEnBG=PF0*8X>
@:
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATIONU }$}$ }}$}
}$}
}$}} $
( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016kcThe following table presents fixed annuity account values by contractual minimum guaranteed interesCurrent Crediting Rates March 31, 2016
150 Basis More than 50 &
Contractual Minimum Guaranteed
At Contractual
Points Above
Basis Points
Interest RateMinimumMinimum
Above Minimum
(in millions) Guarantee Guarantee Guarantee
Total
Fixed annuities *
1%~
^`~
^~
~
ښ > 1%  2%~
~
."~
v.~
> 2%  3%~
~~
~
~
> 3%  4%~
~
~
"~
> 4%  5%~
&x~
~
~
:x > 5%  5.5%~
&~
~
~
:
Total~
7~
ވ~
r~
F Percentage of total~
" %~
& %~
N %~
%$____________________________1)Created by Morningstar Document Research.0(http://documentresearch.morningstar.com/:t
3'\H>cQ=QE9=PF0*8X>
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATIONU }I"}$ } }$ }
( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016kcThe following table presents a reconciliation of Retirement premiums and deposits to GAAP premiums:$Three Months Ended March 31,
(in millions) ~
~
~
Premiums and deposits*~
k~
VDeposits~
~
Other~
~
Premiums~
~
$____________________________1)Created by Morningstar Document Research.0(http://documentresearch.morningstar.com/*h3'j,ocW/=PF0*8X>
@:
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATIONU }a/}$ } }$ } }$ }}$
( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016d\The following table presents Retirement premiums and deposits and net flows by product line:$Three Months Ended March 31,
Percentage
(in millions) ~
~
~ Change
Fixed Annuities~
~
~
.
%#Retirement Income Solutions~
~
f&~
Retail Mutual Funds~
~
f
~
Group Retirement
~
~
~
^
/'Total Retirement premiums and deposits*~
k~
V~
b %$____________________________1)Created by Morningstar Document Research.0(http://documentresearch.morningstar.com/,d:.":K=PF0*8X>
@:
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!The following table present (2)!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATIONU }I"}$ } }$ }
( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016;3Item 2 / results of operations / CONSUMER INSURANCE$Three Months Ended March 31,
(in millions) ~
~
~
Net flows
Fixed Annuities~
~~
Z#Retirement Income Solutions~
~
Retail Mutual Funds
~
~
~
>Group Retirement~
~
#Total Retirement net flows*~
:~
j$____________________________1)Created by Morningstar Document Research.0(http://documentresearch.morningstar.com/.pcWK?Up =PF0*8X>
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table presents an!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATIONU }U}$ }}$ }}$ }} $ }
}$ }}
$ }}$
( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016e]The following table presents reserves for annuity product lines by surrender charge category:March 31, 2016
December 31, 2015
Retirement
Retirement
Group
Fixed
Income
Group
Fixed
Income
(in millions)Retirement (a) Annuities Solutions
Retirement (a) Annuities
SolutionsNo surrender charge (b)~
~
v$~
~
´~
n~
Greater than 0%  2%
~
z
~
~
>
~
~
~
F
Greater than 2%  4%~
>~
#~
G ~
N~
#
~
VGGreater than 4%~
W~
Z~
~
]~
J
~
Nonsurrenderable~
~
9~
z ~
~
.:
~
Total reserves~
F~
Bc~
}~
ZD~
[~
.`$____________________________1)Created by Morningstar Document Research.0(http://documentresearch.morningstar.com/2E9!:Zz0$=PF0*8X>
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents Li!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATIONU }6} }$} }$
( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/2016g_The following table presents annualized surrender rates for deferred annuities by product line:$Three Months Ended March 31, ~
~
~ 5
Surrenders as a percentage of average account
valueFixed Annuities@ %@ %#
Retirement Income Solutions
333333@
~
Group Retirement@"@$____________________________1)Created by Morningstar Document Research.0(http://documentresearch.morningstar.com/,H7+{I=PF0*8X>
@
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dMbP?_*+%,&٭e2?'٭e2?(٭e2?)٭e2?",D/??Washington DC 20549!AMERICAN INTERNATIONAL GROUP IN!American International Grou (1)!American International Grou (2)!American International Grou (3)!American International Grou (4)!American International Grou (5)!American International Grou (6)!The following tables present ou!The following table presents in!NOTES TO CONDENSED CONSOLIDATED!NOTES TO CONDENSED CONSOLID (1)!NOTES TO CONDENSED CONSOLID (2)!The following tables present ch!The following tables presen (1)!NOTES TO CONDENSED CONSOLID (3)!Net realized and unrealized gai!The following table presents th!Quantitative Information About !NOTES TO CONDENSED CONSOLID (4)!Investments in Certain Entities!The following table present (1)!The following table present (2)!The following table presents as!The following table present (3)!The following table present (4)!The following table summarizes !The following table present (5)!The following table present (6)!The following table present (7)!The following table present (8)!The following table present (9)!The following table presen (10)!The following table presents a !The following tables present in!NOTES TO CONDENSED CONSOLID (5)!The following table presents ac!The following table presen (11)!The following table presen (12)!The following table presen (13)!The following table present (1)!The following table presen (14)!The following table presen (15)!The following table presen (16) The following table presen (1)!The following table presen (17)!The following table presents to!The following table presen (18)!The following table presen (19)!The following table presen (20) The following table presen (2) The following table presen (3)!The following table presen (21)!The following table presen (22)!NOTES TO CONDENSED CONSOLID (6)!The following table presen (23)!The following table presen (24)!Condensed Consolidating Balance!Condensed Consolidating Stateme!Condensed Consolidating Sta (1)!Condensed Consolidating Sta (2)!NOTES TO CONDENSED CONSOLID (7)!Supplementary Disclosure of Con!American International Grou (7)!The MD A is organized as follow!Our Performance Selected IndicaItem 2 EXECUTIVE OVERVIEW The following table presen (4) The following table presen (5)Item 2 EXECUTIVE OVERVIEW (1)!The following table presents ou The following table presen (6) The following table summar (1)!Property Casualty International!The following table presents Co!The following table presents Pr!The following table present (1)!The following table present (2)!The following tables present thCatastrophes aCatastrophes a (1)!The following table presents Mo!The following table present (1)!The following table provides a !The following tables presen (1)!The following table present (2) The following table presen (7)!The following table present (1)!The following table presents Re!The following table presents fi The following table presen (8)!The following table present (1)!Item 2 results of operations CO!The following table present (2)!The following table presents an!The following table presents un The following table presen (9)!The following table presents Pe!The following table present (1)!The following table present (2)!The following tables presen (2)Catastrophes a (2)Severe Lossesb!The following table presents AI!The following tables summarize !The following table presen (25)!The following table presen (26)!The following table presen (27)!The following table presen (28)!The following table presen (29)!The following table presen (30)!The following table presen (31)!The following table presen (32)Item 2 INVESTMENTS!The following table presen (33)!The following table present (1)!The following table present (1)!The following table present (2)!The following table presen (34)!The following table present (3)Item 2 INVESTMENTS (1)!The following table present (4)!The following table present (5)!The following table present (6)!The following table presen (35)!The following table presen (36)!The following table presents im!Otherthantemporary impairment c!Otherthantemporary impairme (1)!Otherthantemporary impairme (2)!The following table shows the a!The following table presen (37)!The following table presen (38)!The following table presen (39)!The following table classifies !The following table presen (40)!The following table presen (41)!The following table presen (42) The following table summar (2) The following table summar (3) The following table summar (4) The following table provid (1)!The following table presen (43) The following table summar (5) The following table prese (10)!Item 2 INSURANCE RESERVES LIFE !Life Insurance Companies insura!The following table presents se The following table prese (11)!The following table present (2) The following table summar (6) The following table summar (7)!Item 2 LIQUIDITY AND CAPITAL RE!The following table provides th The following table summar (8)!The following table presents maCredit Ratings!The following table provides esItem 2 ACRONYMS!The following table provide (1)
SIGNATURES
EXHIBIT INDEX
NO TITLENO TITLE (1)!Computation of Ratios of EarninCERTIFICATIONS1 CERTIFICATIONS
CERTIFICATION1 CERTIFICATIONU }$4}$ } }$ } }$ }}$
( AMERICAN INTERNATIONAL GROUP INC10Q
05/02/20162*The following table presents Life results:$Three Months Ended March 31,
Percentage
(in millions) ~
~
~ Change
Revenues:
Premiums~
~
~
%Policy fees~
~
~
Net investment income
~
R
~
z
~
Other income~
>~
NMBenefits and expenses:1)Policyholder benefits and losses incurred~
~
~
1)Interest credited to policyholder account~
~
~
balances3+Amortization of deferred policy acquisition~
~
Z~
costs,$Non deferrable insurance commissions~
~
~
"General operating expenses~
~
~
2 Pretax operating income~
~
~
f$____________________________1)Created by Morningstar Document Research.0(http://documentresearch.morningstar.com/>z
0l`THK(Ysg[3=PF0*8X>
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